Caravan Insurance

With a caravan in tow you get to relax and explore some really special places. It could be returning to your favourite spot, or touring right across the country on a new adventure. Either way, with our protection you and your caravan will be covered from your driveway to your destination and back home again. 

Call 0800 08 08 05 for a quote

Read the policy details online (PDF)

caravan insurance

Customised Caravan Insurance


Agreed Value

Your caravan is covered for its Agreed Value, which means you’ll know exactly how much you’ll receive in the event of a total loss.

Transport and accommodation

You’re covered for any transport, towing or storage costs if the caravan gets damaged on the road. And we’ll pay up to $500 if you need somewhere to stay while it’s being fixed or towed.

Your caravan contents

What’s inside your caravan is a big part of what makes it a home-away-from-home. So you’re also covered for certain items, which are permanently kept in your caravan like custom appliances and bedding, if they are damaged or stolen. We’ll pay you up to $2000.

This doesn’t cover clothing or personal effects or items not permanently kept in the caravan – you’ll need to arrange separate contents insurance cover for these.

Accessories and tools

We’ll also cover accessories and any modifications we have agreed to cover.

Caravan Insurance Policy Benefits:

Personal Customer Managers

Personal Customer Managers

They’ll look after you when you make a claim, ensuring you’re kept fully informed, and that things stay on track and hassle-free.

Save more

Save more when you also insure your car

If both your car and caravan are insured with us, and they both get damaged in an accident you only have to pay one excess.

Automatic replacement cover

If you decide to replace the caravan at any point, you’ll be automatically covered for up to 30 days. 

Cover for damage to other people’s property

If you accidentally cause damage to someone else’s property we’ll protect you against claims up to $20 million.

Legal representation

If someone believes you damaged their property when using your caravan, let us know in advance when you make your claim so we can pay the legal fees to defend you.

No fault, no excess

Accidents can and do happen, and are often out of your control. But if it turns out you weren’t to blame, and you can identify the driver who was at fault, you won’t have to pay an excess on your claim. 

New Zealand wide cover

We’ll protect your caravan on the road, no matter where you are in the country. 

It is important to note that limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. Cover is subject to underwriting acceptance.  For full policy and benefit terms and conditions please read the full Caravan/Trailer Insurance Policy (PDF).

Read the full policy

Want to find out more? Download the details now:

If you already have Caravan insurance with us and you’d like a copy of your policy document, we can send it to you.