Home and Contents Insurance Package
Looking for a house and contents insurance comparison? Get a combined Home & Contents Insurance quote from New Zealand's Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer* by NZers for 11 years running
Home and Contents Insurance Policy Benefits:
If you have taken steps to set an accurateSum Insured page.
Business tools and professional equipment
Need more cover than this? No problem. Just tell us how much cover you need, and we can adjust your limit.
If your home becomes uninhabitable as a result of an event covered by your policy, we will pay the reasonable costs of alternative accommodation for you, your family and your pets. This is usually limited to $20,000 and for 12 months, however if you’re claiming as a result of an earthquake/tsunami we can extend the limit.
Excess-Free Glass Cover
Adding Excess-Free Glass Cover to your policy means you won’t need to pay any excess if a claim is made on glass for windows, doors, and built-in furniture.
$100 Excess on Eyewear
You can choose to reduce your excess to $100 if you need to make a claim for spectacles, sunglasses or contact lenses.
Our free Cordell Sum Sure Calculator will help you work out an estimated rebuild cost.
The free 'Sum Insured Pty Ltd' contents calculator will help you work out the value of your home contents.
This is an independent tool provided by the company ‘Sum Insured Pty Ltd’ and the estimate produced is not shared with AA Insurance. The calculator does not constitute financial advice and you must make your own decision on the sum insured for your contents insurance that is appropriate for your own personal circumstances.
Information for renters
If you are flatting, you only need to include the value of your own personal items, not property owned by your flatmates.
You can still use the calculator by adjusting your responses to only select the rooms your belongings are in (for example, your bedroom) and the items you personally own.
Information for landlords
If you want to calculate your sum insured for Landlord contents, please refer to the policy document as there is limited cover in this instance.
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
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Frequently asked questions
If you can't find the answer you're looking for, please contact us.
Renovating's a great idea but what about your contents?
You’ve made a start on the reno, and have just added up the cost of all those big ticket items you’ve installed. Now you’re wondering how to protect them while the work is still underway.
Time will tell – understanding gradual damage
We’re often asked why some things are covered by insurance while others aren’t, like the damage caused from a leaky tap. So we thought we’d explain it here with a few examples.
*As voted by consumers 2011 – 2021 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards