Home Insurance

Home Insurance Policy Benefits:

• Replacement cover

  If you have taken steps to set an accurate 

  sum insured

   and size of your home, unless the damage to your home is caused by a natural disaster, we will settle your claim using replacement cover. This means you’ll be covered for the full cost of the repairs or rebuild of your home. If you’re not sure how to do this please check out our sum insured page.

• Temporary accommodation

  If your home becomes uninhabitable as a result of an event covered by your policy, we will pay the reasonable costs of alternative accommodation for you, your family and your pets. This is usually limited to $20,000 and for 12 months, however if you’re claiming as a result of an earthquake/tsunami this can extend the 12 month limit to $40,000. 

• Replacement of keys or locks

  If the security of your home is at risk following a burglary, theft or loss, we’ll pay to replace your keys or locks, or change your key codes.

• New building work

  Renovating your house? Minor renovations and unfixed building materials for renovations under the total value of $75,000 are covered. 

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