Motorcycle Insurance

Looking for a Motorcycle insurance comparison? Get a Motorcycle insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.

Voted Most Trusted General Insurer* by NZers for 10 years running

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Three levels of cover

Comprehensive

Keep yourself fully protected with our most popular cover. We'll cover damage to your motorcycle, as well as any damage you might cause to someone else's vehicle or property.

Third Party Fire and Theft

Cover for your motorcycle if it is damaged by fire, stolen or you accidentally damage someone else’s property with your motorcycle

Third Party

Basic cover for you if you damage someone else’s property with your motorcycle.

Comprehensive
Third Party, Fire & Theft
Third party

Agreed Value

Your Agreed Value is the amount we agree to insure your motorcycle for when your policy begins and at each renewal.

We'll pay you your Agreed Value if your motorcycle can't be repaired or is stolen.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
No

One event, one excess

If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
Yes

Discounts

Tell us if you have more than one eligible policy with AA Insurance, and you can enjoy savings with our Multi Policy Discount.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
Yes

Towing, storage and transport

If you have an accident and your motorbike is not able to be driven, we’ll pay to tow your motorbike to the nearest place of safety, store it there, and get you and your passengers home.

Comprehensive
Yes
Third Party, Fire & Theft
No
Third party
No

Damage to someone else's property

If you accidentally damaged someone else's vehicle or property, we'll pay up to $20million if you're legally liable for the costs.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
Yes

Damage to your motorcycle

If your motorcycle is accidentally damaged, we’ll repair it or pay you your Agreed Value to replace it.

Comprehensive
Yes
Third Party, Fire & Theft
No
Third party
No

Damage caused by an uninsured third party

In an accident with an uninsured vehicle - we'll pay for the repairs to your motorbike up to $4,000.

Comprehensive

N/A

Full cover applies

Third Party, Fire & Theft
Yes
Third party
Yes

Motorcycle is stolen

If your motorcycle is stolen - we’ll pay you your Agreed Value to replace it.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
No

Fire damage

If your motorbike is accidentally damaged by fire - we’ll either repair it or pay you your Agreed Value to replace it.

Comprehensive
Yes
Third Party, Fire & Theft
Yes
Third party
No

Helmet cover

If you have an accident and damage your helmet, or if it is stolen, we’ll pay to replace it.

Comprehensive
Yes
Third Party, Fire & Theft
No
Third party
No

Policy document

This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

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What makes us different?

  • Personal Customer Managers

  • 24 hour claims support

  • Always speak to a real person

  • NZ based call centre

Frequently asked questions

If you can't find the answer you're looking for, please contact us.

*As voted by consumers 2011 – 2020 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards