What Trailer Insurance covers
Your trailer is covered for its Agreed Value, which means you’ll know exactly how much you’ll receive in the event of a total loss.
Transport and emergency accommodation
You’re covered for any transport, towing or storage costs if the trailer gets damaged on the road. If damage to your trailer means you can’t use or transport the camping gear it was carrying, we will pay up to $500 for temporary accommodation.
Accessories and tools
We’ll also cover accessories and any modifications we have agreed to cover.
Trailer Insurance Policy Benefits:
Personal Customer Managers
They’ll look after you when you make a claim, ensuring you’re kept fully informed, and that things stay on track and hassle-free.
Save more when you also insure your car
If both your car and trailer are insured with us, and they both get damaged in an accident, you’ll only have to pay one excess.
Automatic replacement cover
If you decide to replace your trailer at any point, you’ll be automatically covered for up to 30 days.
Cover for damage to other people’s property
If you accidentally cause damage to someone else’s property when using your trailer, we’ll protect you against claims up to $20million.
If someone believes you damaged their property when using your trailer, let us know in advance when you make your claim, so we can pay the legal fees to defend you.
No fault, no excess
Accidents can and do happen, and are often out of your control. But if it turns out you weren’t to blame, and you can identify the driver who was at fault, you won’t have to pay an excess on your claim.
New Zealand-wide cover
We’ll protect your trailer on the road, no matter where you are in the country.
It is important to note that limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. Cover is subject to underwriting acceptance. For full policy and benefit terms and conditions please read the full policy document. Request a copy of my Caravan/Trailer policy document
Read the full policy
Want to find out more? Download the details now:
If you already have Trailer insurance with us, and you’d like a copy of your policy document, we can send it to you.