Yes. If you have a Contents Insurance Policy with us, you're covered for the burglary or theft of your belongings. If you have a Limited Contents Insurance Policy with us, then your belongings are only covered for burglary, unless you've add the mobile phone cover and/or laptop and tablet cover optional benefits to your policy. These optional benefits mean that certain items are also covered for theft.
Our policies define burglary as theft where items have been taken by force. This includes when there has been:
- forced entry to your home, a building or a vehicle
- theft of an item that had been secured
- threat of force against you.
Our policies define theft as any instance where another person has taken your contents without permission and without intending to return it. Theft does not include an item which has been removed with permission by a family member.
You can find out more about making a claim if someone has broken into your house and stolen your belongings here.