Are my appliances and whiteware covered by my home policy or contents policy?

Any appliances or fixtures that are permanently attached, built-in, plumbed or wired into your home are covered by your home policy, and any items that aren’t permanently fixed to your home would be covered by your contents policy.

You can find a more detailed list of what is and isn't covered in your policy document, under the section 'What you are covered for', under 'Your contents include' or 'Your home includes'.