Understanding your premium
Why do I pay more if my car has finance owing?What is the premium breakdown you’ve sent me?Why has my premium gone up even though sum insured has decreased?Why has my premium gone up even though my agreed value has decreased?Why have reinsurance costs increased?I don’t live in a flood zone, earthquake prone or high risk area – why has my premium increased?Are AA Insurance the only ones impacted by a change in reinsurance costs or is this an industry wide change?I haven't made any home or contents claims in the past, why are my premiums going up?I haven't made any car claims in the past, why are my premiums going up?Why has my premium increased more than inflation?Do you price match with competitor premiums?Can I expect to see my premium increase for my policies in future?Why has my car insurance premium increased?Why has my home and/or contents insurance premium increased?What do the different excesses listed on my policy schedule mean?What does ‘period of insurance’ mean?Why do you charge levies?How is my total premium calculated?Why is last year’s premium on my renewal notice different to what I paid?Why is the direct debit amount shown on my renewal notice under 'last year's premium' different to what I'm paying, when I haven't made any changes to my policy?What is a like-for-like premium? Why do you use it?Why is last year’s premium on my renewal notice?What is a base premium?