Mum works on laptop on the couch while daughter sits by her legs

Contents Insurance Calculator

How much will you need to cover your treasured belongings for? It can be hard to put a number on your valued possessions, so use this guide to break down and calculate the value of your items room-by-room.

If you have an existing contents policy with us and you need to amend your cover, then you can log in to My AA Insurance or call us on 0800 500 213.

Information for renters

If you are flatting, you only need to include the value of your own personal items, not property owned by your flatmates.

You can still use the calculator by adjusting your responses to only select the rooms your belongings are in (for example, your bedroom) and the items you personally own.

Information for landlords

If you want to calculate the sum insured for contents kept in your rental property, please refer to the ‘Landlord contents’ section of the policy document, as there is limited cover available.


This is an independent tool provided by the company ‘Sum Insured Pty Ltd’ and the estimate produced is not shared with AA Insurance. The calculator does not constitute financial advice and you must make your own decision on the sum insured for your contents insurance that is appropriate for your own personal circumstances.