We cover the things you care about

We don’t cover real dinosaurs, but we do cover the things you care about, should your imagination run a little wild. Find out how you can live a little freer with AA Insurance.

Here's some reasons why you can live a little freer with us.

NZ's most trusted general insurer

Thanks for voting us New Zealand's Most Trusted General Insurance provider for nine years running. Earning your trust is one thing. But keeping it is everything.

Our awards

We put you first

We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty.

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Easy, stress-free claims

Our policies are easy to understand, provide the cover you want, and our New Zealand based call centres will look after any claims to keep things on track.

Making a claim with us

Find out how you can live a little freer with us.

1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Replacement Cover1

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Temporary Accommodation2

3 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. So if someone did take off with your definitely-seen-better-days-couch, we'd replace it with a new one. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

 

New for old replacement3

4 Nationwide cover for your contents at home and on the road within New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

 

Nationwide cover4

5 When we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car. The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

5 When we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car. The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Lifetime Repair Guarantee5

6 Together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen. Not valid for Third Party Car insurance.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Agreed value6

7 It is straightforward and simple to get a quote and immediate cover over the phone from one of our Small Business Insurance specialists.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Straightforward and simple7

8 It's easy to amend your policy when you need more or less cover.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Change as your needs do8

Want a bit of help calculating the things you care about?

Our free Cordell Sum Sure Calculator will help you work out an estimated rebuild cost.

Use our Sum Insured Calculator

Find out more about Sum Insured

Use our guide to help you calculate the value of your contents.

Use our contents calculator

 

1 In any event other than a natural disaster, we have the option to fully rebuild your home even if it costs more than your Sum Insured. You must have taken reasonable steps to provide us with the accurate size of your home and an accurate Sum Insured, prior to the loss.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

Temporary Accommodation for you and your family (and even your pets) if you can't live in your home because of an event that's covered by your policy.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

3 AA Insurance can settle your contents claim in a number of ways. It can provide New for Old replacement on items damaged beyond repair or lost. So if someone did take off with your definitely-seen-better-days-couch, we'd replace it with a new one. This benefit excludes clothing, footwear and cosmetics for which you will be paid the Market Value (as defined in the policy terms).

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

 

4 Nationwide cover for your contents at home and on the road within New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

 

5 When we fix your car it stays fixed. We stand behind all repairs carried out by our approved repairers and we guarantee parts and workmanship for the life of the car. The guarantee will remain in place while your vehicle is registered for road use in New Zealand.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

6 Together, we'll work out what your car is worth, so you know exactly what we'll pay, if it's written off or stolen. Not valid for Third Party Car insurance.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

7 It is straightforward and simple to get a quote and immediate cover over the phone from one of our Small Business Insurance specialists.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.

8 It's easy to amend your policy when you need more or less cover.

Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.