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Home /
Blog

AA Insurance blog

Simplifying insurance
In your community
Natural hazards and weather
On the road
At home
Smart solutions. Everyday inspiration.

Simplifying insurance

Insurance terminology can be confusing. We’re here to make things easier, with guides to help you navigate your insurance, understand key terms, and let you know what you can expect at claim time.
Understanding agreed and market value
When researching motor insurance options, you may come across the terms ‘agreed value’ and ‘market value’. It’s important to understand the difference between these terms before you take out insurance.
Understanding replacement cover
If you’re a customer with AA Insurance, you may come across the term ‘Replacement cover’ in your home insurance documentation. This is a benefit we offer and refers to a way in which we may settle home insurance claims when they’re not related to a natural hazard.
Understanding like-for-like replacement
There are a number of ways in which your contents claim can be settled, including like-for-like replacement. Let’s take a closer look at what is meant by this in insurance.
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In your community

At AA Insurance we genuinely care about the future of young people, helping families, and having a positive impact in the community. You can find out the latest news about our sponsorships and partnerships right here.
Who took home a Big Little boost? Meet the schools scoring a share of the $100K sports grants.
Now in its seventh year, AA Insurance’s Big Little Sponsorship has seen an incredible response from communities across the country. With the generous support of our partners at Eden Park, we're thrilled to announce this year’s deserving winners.
Children playing on a field, one child carrying a ball while others run alongside.
The Big Little Sponsorship is back!
The Big Little Sponsorship is back for the seventh time, with even more chances to win!
Our people volunteering at Dove Hospice.
Making a difference in our communities: our 2025 highlights
Over the last 12 months, we’ve continued our efforts to strengthen the long-term resilience of our people, customers and communities. Here are some of the ways we’ve stepped up to support those around us.
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Natural hazards and weather

Knowing how to prepare, respond and recover from a natural hazards or weather event can help you and your household stay safe. Here are a few resources to get you started.
Home insurance: what to expect when you make a claim after a natural hazard event
What happens when you make a home insurance claim after you've been impacted by a natural hazard? We’ve outlined each step of a claim that includes NHCover so you know what to expect if you need to make a claim following damage caused by a natural hazard.
Home insurance: what to expect when you make a claim after a storm or flood
We’ve outlined each step of the claims process so you know what to expect if you need to make a claim for damage to your home and land after a storm or flood.
Two people with rolling suitcases walking toward a house with a porch and trees nearby.
Understanding Temporary accommodation cover
If your home has been damaged and you can’t live in it right now, you may be eligible for our Temporary accommodation benefit to help you, your family members, and your domestic pets stay safe and comfortable while repairs are underway.
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On the road

Car? Motorcycle? Bicycle? However you choose to travel, we’ve got handy guides to help give you peace of mind so you can enjoy the open road.
Letting someone else drive your car? 4 things you’ll want to know about your insurance cover.
Whether it’s your teenager, a family member or friend, there may come a time when someone else gets behind the wheel of your car. Understanding what this means for your car insurance cover can help you avoid surprises at claim time. Here are answers to four common questions.
1968 Plymouth complete with paintwork polish and a paddleboard for the ultimate, summer kiwi road trip.
6 ways to care for your classic car in summer
Whether you take your classic vehicle out once in a blue moon or every sunny day, you’ll want to look after it during the heat of summer. We've got six tips to help you take car of your classic car.
Two mountain bikers riding through tussock across a dramatic New Zealand mountain landscape.
Insuring your bike: the basics
Whether it’s for road cycling or mountain biking, it’s only natural that you would want your bike covered for potential damage, theft and other unexpected events. So here’s some information on how you can ensure your bike is protected under your contents insurance.
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At home

Whether you own or rent, we’ve got some tips to help you protect your home and contents.
Insuring your jewellery and watches
Jewellery and watches often have both sentimental and monetary value. It’s important to make sure they're accounted for in your contents insurance. Here are a few tips to help you understand how to cover your precious items.
overehad shot of a laptop on a desk decorated with candles and house plants.
Are you in the digital danger zone?
Many of us store precious photos and documents digitally, leaving them at risk of being lost if something happens to your device. Here are a few tips to help keep them safe.
classic Aotearoa New Zealand home
Helping you calculate your home sum insured
Every home is different and so too is the cost to rebuild it. We’ve put together a few tips to help you calculate the sum insured value for your place.
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DISCLAIMER: The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. To the extent that any of the above content constitutes financial advice, it is class advice only. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.