Terms and conditions - Renewal Offer 2025

Participation in this promotion by renewing and paying for a Comprehensive Car policy (“Qualifying Policy”) is deemed acceptance of these terms and conditions (“Terms”).

Promoter

The promoter of the Renewal Offer Campaign promotion (“Promotion”) is AA Insurance Limited (“AA Insurance” or “us”), with its registered office at Level 4, 46 Sale Street, Auckland Central, Auckland, 1010.

Promotion

1) The Promotion is the offer of the following for every eligible renewed Qualifying Policy between 8 December 2025 and 21 December 2025 inclusive (“Promotional Period”).

a. $75 Prezzy® card for every eligible renewed AA Insurance Comprehensive Car policy.

2) Terms and conditions apply to the use of Prezzy® cards and can be found at www.prezzycard.co.nz/terms-and-conditions

3) Any additional costs associated with the Prezzy® card(s), including but not limited to travel, are not included in the Promotion and are the customer’s responsibility.

4) Prezzy® cards cannot be exchanged or redeemed for cash for any reason whatsoever.

5) This promotion cannot be claimed in conjunction with any other offer except the AA Member Discount, if applicable.

6) Customers of Qualifying Policies are responsible for providing accurate address information to AA Insurance. If delivery of a Prezzy® card to an eligible customer fails and the Prezzy® card is returned to AA Insurance, AA Insurance will retain the Prezzy® card for a period of six calendar months from the date the Prezzy® card is returned. AA Insurance will arrange one (1) redelivery attempt. If after one (1) re-delivery attempt the customer is still unable to take delivery of the Prezzy® card, following the end of the six-month retention period, the customer will no longer be eligible for the Prezzy® card under this Promotion. Delivery will only be made to a New Zealand residential address. For the avoidance of doubt, the delivery terms of this clause take priority over clause 9 of the Prezzy® card terms and conditions: www.prezzycard.co.nz/terms-and-conditions

Eligibility

7) To be eligible for a Prezzy® card, you must:

(a) renew an eligible Qualifying Policy during the Promotional Period; and

(b) pay the annual premium for the Qualifying Policy in full or put in place a direct debit agreement and make either (1) monthly or two (2) fortnightly payments.

8) AA Insurance will take reasonable steps to send the Prezzy® card to customers within 30 days of the Qualifying Policy’s:

a) premium being paid for in full, or a direct debit being activated and one (1) monthly or two (2) fortnightly payments being made; and

b) annual term commencing.

9) Prezzy® cards will not be sent before the Qualify Policy’s annual term has commenced, even if the premium for the Qualifying Policy has been paid in advance.

10) You will not be eligible to participate in this Promotion if you:

a) are seeking a new quote for a policy that has expired or been cancelled by us for non-payment (or any other reason that may result in cancellation of your policy) within the three months before the Promotional Period or at any time during the Promotional Period;

b) have an existing AA Insurance policy that is cancelled either by you or by us within the three months before the Promotional Period or at any time during the Promotional Period and a new policy insuring the same car is purchased within the Promotional Period.

11) The Promotion is open to New Zealand residents over 18 years of age only. Employees, contractors and their immediate families (including partners, siblings, grandparents, parents, children and grandchildren), of the following companies, are not eligible for the Promotion: AA Insurance Limited, The New Zealand Automobile Association Limited (”NZAA”) and subsidiaries of NZAA; NZAA District Councillors; any company with which the NZAA has a current joint venture arrangement; shareholders and suppliers of AA Insurance; including agencies, contractors, subcontractors, suppliers and affiliated providers.

General

12) AA Insurance may refuse to provide a Prezzy® card to a participant who, in AA Insurance’s view, has acted fraudulently or not complied with these Terms.

13) Application for cover is subject to underwriting acceptance. Only Qualifying Policies underwritten by AA Insurance under the AA Insurance brand are eligible for participation in the Promotion.

14) AA Insurance has no control over the internet or mobile telephone communications, networks or lines, bugs, viruses and server problems and accepts no responsibility for any problems associated with them, for any reason.

15) If any event or circumstance occurs which is beyond the reasonable control of AA Insurance which prevents AA Insurance from complying with these Terms, AA Insurance will not be liable for any failure to perform or delay in performing its obligations.

16) AA Insurance reserves the right to modify these Terms at its reasonable discretion and to extend, modify, postpone or cancel the Promotion at any time for any reason beyond our reasonable control. AA Insurance’s decision is final, and no correspondence will be entered into.

17) AA Insurance, its related companies, and agencies associated with this Promotion, will not be liable for any loss, claim, cost, expense, liability or injury (“Loss”) suffered by any person in any way associated with the Promotion including as a result of participation in the Promotion or use of a Prezzy® card, except where such Loss cannot be excluded by law. Nothing in these Terms is intended to exclude, limit or modify any statutory rights any person may have under the Consumer Guarantees Act 1993.

18) Policy cover with AA Insurance is subject to standard underwriting conditions. Policy conditions apply on any insurance claim and an excess usually applies. Click here for full policy terms and conditions.

19) These Terms shall be governed by the laws of New Zealand and are subject to the exclusive jurisdiction of the New Zealand Courts.

Privacy

20) By taking part in this Promotion, AA Insurance will collect your personal information and the personal information of any joint policyholder. Your personal information will be held by us in accordance with our privacy policy which can be accessed online here. By taking part in this Promotion you consent to AA Insurance using your personal information for future marketing purposes, unless you otherwise advise us. Any request to access or correct your personal information or to opt out of marketing communications should be directed to AA Insurance, P.O. Box 992, Shortland Street, Auckland 1140 or by calling 0800 500 231.