
Save $100 on a new Comprehensive Car Insurance Policy*
Just use promo code WHEELS before 29 October ‘26
*Terms and conditions, savings apply to the first year.
Award-winning service, trusted by New Zealanders

At a glance
Our most popular car cover
We'll cover damage to your car, as well as damage you might cause to someone else's car or property.
We pay the agreed value
We'll pay you your agreed value if your car is stolen or can't be repaired.
Service Centres & Repairers
Get back on the road again fast with our exclusive Customer Service Centres and AA-approved Quality Repairers.
Lifetime Repair Guarantee
When we repair the damage to your car through our Quality Repairer Network, we guarantee the repairs for the life of your car, even if you sell it.
Helping you save
AA Member Discount
One event, one excess
Lower your premiums with higher excesses
You're in control
Choose the cover to suit your needs with our three levels of car insurance: Comprehensive, Third Party Fire & Theft, and Third Party. Compare here.

More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy any time
Optional extras

Rental cover
You'll be provided with a rental car to keep you on the road while your car is being repaired.

Excess-free glass cover
Claim without paying an excess if your claim is only for accidental damage to your windscreen or window glass.
Be mindful of
48 hour stand down period
Modifications
Accessories
Business use
Depending on the type of modification, accessory, or business use, your cover may be affected.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.