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Save $100 on a new Comprehensive Car Insurance Policy*

Just use promo code WHEELS before 29 October ‘26

Get a quote
See what's covered
*Terms and conditions, savings apply to the first year.

Award-winning service, trusted by New Zealanders

At a glance
Our most popular car cover
We'll cover damage to your car, as well as damage you might cause to someone else's car or property.
We pay the agreed value
We'll pay you your if your car is stolen or can't be repaired.
Service Centres & Repairers
Get back on the road again fast with our exclusive and AA-approved .
Lifetime Repair Guarantee
When we repair the damage to your car through our Quality Repairer Network, we guarantee the repairs for the life of your car, even if you sell it.
Centre & Repairer Locator
Helping you save
with higher excesses
You're in control
Choose the cover to suit your needs with our three levels of car insurance: Comprehensive, Third Party Fire & Theft, and Third Party. Compare here.
A car driving on motorway.
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy any time
Optional extras
Rear half of a car.
Rental cover
You'll be provided with a rental car to keep you on the road while your car is being repaired.
A man driving a car.
Excess-free glass cover
Claim without paying an if your claim is only for accidental damage to your windscreen or window glass.
Be mindful of
Depending on the type of modification, accessory, or business use, your cover may be affected.
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Hear it from our customers

Gold customer service

From start to finish everyone was helpful and efficient offering quick professional advice and understanding - this is gold customer service.

Clare - April 2026

10/10

overall satisfaction

Explained in plain English

Customer service is always spot on. Everything is explained in easy-to-understand plain English.

Robert - January 2026

10/10

overall satisfaction

Quick and smooth transaction

Quick and smooth transaction with excellent customer service. Very happy with AA Insurance.

Josephine - March 2026

9/10

overall satisfaction

Nothing was a problem

Nothing was a problem, everything explained, that’s why I have all my policies with AA.

Evan - May 2026

10/10

overall satisfaction

In the first half of 2026, we received 13,445 feedback survey responses from customers across our personal insurance products, with an average overall satisfaction score of 8.73 out of 10. This is a selection of recent feedback from customers who gave us permission to share their comments.