The Natural Hazards Commission Toka Tū Ake (NHC) is a government body set up to help cover damage caused by an earthquake or natural hazard. For more information visit the NHC website.
What is the NHC?
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I’ve invested heavily to make my property more resilient to storms and/or flooding, will my home insurance premium be adjusted to account for this?I’ve never had a flood or earthquake, why are you charging me for it?Why is my neighbour’s home insurance premium less than mine?Where can I find information about the natural hazard risk associated with my home?Does my policy cover off-grid power sources? Does my home policy cover me for damage caused by pests? Does my policy cover landscaping costs?Can I include excess-free glass cover on my policy? Can I insure a multi-unit dwelling?What is a multi-unit dwelling?See more