Government levies are increasing

Consider how you pay – you can choose to pay your premium annually or spread the cost by fortnightly or monthly direct debit. You’ll pay less if you pay one annual lump sum.

Get a Multi Policy Discount – by having two or more policies with us. The more policies you have, the more discounts you’ll get.

Choose a higher excess – depending on what you think is manageable for your budget. There are different excess options available, should you need to make a claim, and generally the larger the excess, the smaller the premium.

Review your benefits – and remove those you don’t need anymore. For example;

• If you have access to another vehicle, you may wish to remove the rental car option from your comprehensive car policy.
• You may decide you don’t want the excess-free glass option for your home policy.
• Excess-free hearing aid cover on your contents policy may no longer be necessary.

Check your home sum insured – use our online calculator to make sure you have the right level of cover to rebuild your property should you need to. If you have insured more than it would cost, you may be paying more than necessary.

Check your contents sum insured – use our online calculator to make sure you have the right level of cover to replace your contents should you need to. If you have downsized since setting up your policy, you may be paying more than necessary. It’s also important your sum insured is updated when you accumulate more items, so you’re not caught short in the event you need to claim.

Ensure your property is secure – For your contents, a security alarm will help you save on your premium.

Use your AA Membership – AA Members get a discount on insurance premiums with AA Insurance. The discount increases the longer you’ve been a Member.