Earthquake Commission (EQC) and Fire and Emergency New Zealand (FENZ) Levies
The EQC Levy
The EQC levy (Earthquake Commission levy) helps to fund earthquake and other natural disaster insurance cover provided by EQC. It is included in your Home and Landlord Insurance premium and the exact amount you pay can be found in your policy notices.
The maximum EQC levy per Home or Landlord Insurance Policy is $300 (+ GST) per annum. By paying your Home or Landlord Insurance premium, you automatically pay the EQC levy and gain EQCover. This provides a maximum cover for residential buildings of $150,000 (+ GST).
For more information about what the EQC cover, please read our FAQs below or visit the EQC website.
The Fire and Emergency New Zealand Levy
The FENZ levy (Fire Service levy) helps to fund the services provided by Fire and Emergency New Zealand. It is automatically included in the insurance premium of policies which provide cover against fire, such as motor vehicles (excluding Third Party Car Insurance policies), residential contents and residential properties.
The maximum levy for residential buildings is $106 (+ GST) and $21.20 (+ GST) for residential contents per annum. The exact amount you pay can be found in your policy notices and is calculated as follows:
FENZ Levy Per Annum (+ GST)
Residential Buildings and Contents
Motor vehicles (less than 3.5 tonne gross laden weight)
Other property i.e. contract works, commercial vehicle insurance
For more information please visit the FENZ website.
Frequently asked questions