Three levels of cover
If you're liable for accidental damage to someone else's car or property we'll take care of the costs, including the legal bill.
Covers your costs if you accidentally damage someone else's car or property. Plus, if your vehicle is stolen or damaged by fire we'll pay up to the Agreed Value to repair or replace it.
Car insurance cover
Compare our range
This is only a summary of some of the benefits. For full details, exclusions and limitations please read your policy documents.
Frequently asked questions
If you need to make a claim, we will choose from our group of approved repairers to fix your car. If you wish to go to your own repairer, we can choose to pay you the reasonable costs to fix your car as estimated by our assessor. Check your Car insurance policy for more details.
Yes, baby capsules and child seats are covered as accessories under your policy.
We offer a Lifetime Repair Guarantee when your vehicle is repaired by one of our approved repairers. We guarantee the quality of workmanship, parts and materials used to complete the repairs for your claim. The guarantee will remain in place while your vehicle is registered for road use in New Zealand.
Our car insurance has an open driver policy, unless a special term has been applied to your policy. This means that any licensed driver who has your permission to drive your car, will automatically be covered, provided they don’t have any unacceptable traffic or criminal convictions and have not made any unacceptable claims or had unacceptable accidents (for example, using the car illegally). Please see your policy schedule to determine if a special term has been applied to your policy.
What if someone steals my stuff?
When you have both Comprehensive Car Insurance and Contents Insurance with us, if someone breaks into your car and steals your belongings you'll only have to pay once excess on your claim, instead of two.
Why choose AA Insurance?
Thanks for voting us New Zealand's most trusted general insurance provider for six years running. Earning your trust is one thing. But keeping it is everything.
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty. Just one reason why we have NZ's most satisfied customers.