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Car Insurance
Looking for a car insurance comparison? Get a car insurance quote from New Zealand’s Most Trusted General Insurer. From Comprehensive to Third Party insurance, we’ve got you covered. Live a little freer with AA Insurance.
Three levels of cover
Comprehensive
Keep yourself fully protected with our most popular cover. We'll cover damage to your car, as well as any damage you might cause to someone else's car or property.
Third Party, Fire & Theft
Cover for your car if it is damaged by fire, stolen, or you accidentally damage someone else’s property with your car.
Third Party
Basic cover for you if you damage someone else’s property with your car.
Compare cover
Our most popular
Your Agreed Value is the amount we agree to insure your car for when your policy begins and at each renewal.
We'll pay you your Agreed Value if your car can't be repaired or is stolen.
Included
Included
Included
If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
Included
Included
Included
If you have more than one policy with us or you're an AA Member - you’ll receive exclusive discounts.
Included
Included
Included
Through our quality repair network we repair any damage to your car, we guarantee the repairs for the life of your car, even if you sell it.
Included
Included
Included
If you have an accident and your car is not able to be driven, we’ll pay to tow your car to the nearest place of safety, store it there, and get you and your passengers home.
Included
Included
Included
If you accidentally damaged someone else's car or property, we'll pay up to $20million if you're legally liable for the costs.
Included
Included
Included
If your car is accidentally damaged by you or someone else, we'll repair it or pay you your Agreed Value to replace it
Included
Included
Included
In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.
NA - Full cover applies
Included
Included
If your car is stolen - we'll pay you your Agreed Value to replace it.
Included
Included
Included
If your car is accidentally damaged by fire, we’ll either repair it or pay you your Agreed Value to replace it.
Included
Included
Included
If your keys have been stolen and your car is at risk, we’ll pay to replace the keys and locks on your car up to $750 – and you won’t have to pay an excess.
Included
Included
Included
Optional extras
By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.
Included
Included
Included
By adding Rental Cover, you’ll be provided with a rental car to keep you on the road while your car is being repaired.
Included
Included
Included
Policy document
This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Compare cover
Your Agreed Value is the amount we agree to insure your car for when your policy begins and at each renewal.
We'll pay you your Agreed Value if your car can't be repaired or is stolen.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If you have more than one policy with us or you're an AA Member - you’ll receive exclusive discounts.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
Through our quality repair network we repair any damage to your car, we guarantee the repairs for the life of your car, even if you sell it.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If you have an accident and your car is not able to be driven, we’ll pay to tow your car to the nearest place of safety, store it there, and get you and your passengers home.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If you accidentally damaged someone else's car or property, we'll pay up to $20million if you're legally liable for the costs.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If your car is accidentally damaged by you or someone else, we'll repair it or pay you your Agreed Value to replace it
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.
Comprehensive
NA - Full cover applies
Third Party Fire & Theft
Included
Third Party
Included
If your car is stolen - we'll pay you your Agreed Value to replace it.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If your car is accidentally damaged by fire, we’ll either repair it or pay you your Agreed Value to replace it.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If your keys have been stolen and your car is at risk, we’ll pay to replace the keys and locks on your car up to $750 – and you won’t have to pay an excess.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
By adding Rental Cover, you’ll be provided with a rental car to keep you on the road while your car is being repaired.
Comprehensive
Included
Third Party Fire & Theft
Included
Third Party
Included
If your car is ever written off or stolen, your settlement will be based on the value agreed when you took out your policy, or last renewed it. And this includes any accessories or modifications we agreed to cover.
Policy document
This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for eight years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty. Just one reason why we have NZ's most satisfied customers.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.
