Car Insurance

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If you're in an accident with an uninsured driver and you can identify the driver who was at fault, we'll pay for the repairs or pay you up to $4,000 if you choose either of our Third Party policies. With our Comprehensive policy, full cover applies (see Damage to your own vehicle).

$4,000 Limit

If you have an accident and are liable for the damage to someone else's car or property, we'll pay up to $20 million.

If your car is stolen or damaged by fire, we will either pay for the repairs or pay you the value agreed on when you took out your policy, or when you last renewed it (whichever the lesser).

If there is an accident or your car is damaged, we will either pay for the repairs or pay you the value we agreed on when you took out your policy, or when you last renewed it (whichever the lesser).

If your car is damaged in an accident and you can't drive it, we will pay to tow your car to the nearest place of safety and store it there, and get you and your passengers home safely.

If your car is damaged in an accident so you can't drive it and you can't get home, we will pay up to $500 for temporary accommodation, until we are able to get you and your passengers home safely.

If the trailer you are towing is damaged in an accident, we will pay up to $1,000 to repair it.

If you buy Excess-Free Glass Cover and your claim is only for accidental damage to your windscreen or windows, you won't have to pay your excess.

If you buy Rental Cover and you're without a car as a result of a claim, we'll organise a rental car to keep you on the road while your car is being repaired.

AA Members get exclusive discounts with AA Insurance. The longer you've been a Member, the higher the discount.

Get a Multi Policy Discount when you take out any two, or more, policies together. Depending on when you take out your policies, your discount will be applied at the time you pay, or as a refund once your policies have been issued. See if you qualify.

When we repair your car, we guarantee the repairs for the life of the car. That include all parts and workmanship while you own the car, and even if you sell it.

There will be times when younger drivers (age 24 or younger) may need to drive your car, and you haven't named them on your policy. With AA Insurance, they're still covered, subject to a separate excess payment.

If your car is ever written off or stolen, your settlement will be based on the value agreed when you took out your policy, or last renewed it. And this includes any accessories or modifications we agreed to cover.

If you only need to claim to replace your keys and locks, because your keys have been stolen and your car is at risk, you don't need to pay your excess. We'll pay up to a limit of $750, excess free, to replace them for you.

This is only a summary of some of the benefits. For full details, exclusions and limitations please read your policy documents.

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Car insurance cover

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$4,000 Limit

$4,000 Limit

If you have an accident and are liable for the damage to someone else's car or property, we'll pay up to $20 million.

If your car is stolen or damaged by fire, we will either pay for the repairs or pay you the value agreed on when you took out your policy, or when you last renewed it (whichever the lesser).

If there is an accident or your car is damaged, we will either pay for the repairs or pay you the value we agreed on when you took out your policy, or when you last renewed it (whichever the lesser).

If your car is damaged in an accident and you can't drive it, we will pay to tow your car to the nearest place of safety and store it there, and get you and your passengers home safely.

If your car is damaged in an accident so you can't drive it and you can't get home, we will pay up to $500 for temporary accommodation, until we are able to get you and your passengers home safely.

If the trailer you are towing is damaged in an accident, we will pay up to $1,000 to repair it.

If you buy Excess-Free Glass Cover and your claim is only for accidental damage to your windscreen or windows, you won't have to pay your excess.

If the trailer you are towing is damaged in an accident, we will pay up to $1,000 to repair it.

If you buy Rental Cover and you're without a car as a result of a claim, we'll organise a rental car to keep you on the road while your car is being repaired.

AA Members get exclusive discounts with AA Insurance. The longer you've been a Member, the higher the discount.

When we repair your car, we guarantee the repairs for the life of the car. That include all parts and workmanship while you own the car, and even if you sell it.