Together we work out what your vehicle is worth, including any accessories you have or modifications you've made. So you know exactly what we'll pay if it's written off or stolen — no haggling, no hassles.
Uninsured accident cover
If there's an accident and you weren't at fault but you can identify who was and they're uninsured, we'll pay up to $4,000 to repair your car.
Quality Repairer Network
We have a select network of skilled repair specialists who meet the highest quality standards for work and service.
We choose the best repairer for the job, the one with the most suitable equipment and expertise for your car. And we stand behind all their work with our Lifetime Repair Guarantee.
Protection against fire & theft
If your vehicle is stolen or damaged by fire we'll pay up to the Agreed Value to repair or replace it.
No Fault, No Excess
If you're in an accident that wasn't your fault and you can identify whose fault it was, you may not have to pay any excess. Please see the Third Party, Fire and Theft Insurance (PDF) for more details.
Customer Service Centres*
Exclusive to AA Insurance! A one-stop-shop if your car's damaged, to help get you back on the road again as quickly as possible. We'll get your car assessed, quoted on, repaired, painted and quality checked, so you can get on with life.
*Auckland and Hamilton only
Your Personal Customer Manager
They'll look after you when you make a claim, ensure you're kept fully informed, and make sure things stay on track and hassle-free.
AA Member Discounts
Exclusive to AA Insurance! Even better value for AA Members. AA Member Discounts are dollar discounts that save you money every year on your insurance. The longer you've been an AA Member, the better the discount.
This is only a summary of key benefits. For full details, exclusions and limitations please read your policy document.
Application for cover is subject to underwriting acceptance. Limits, excesses, terms, conditions and exclusions apply to the insurance cover referred to. For full policy and benefit terms and conditions please go to aainsurance.co.nz/terms.