Third Party, Fire & Theft
Looking for a car insurance comparison? Get a Third Party, Fire & Theft car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.
Voted Most Trusted General Insurer* by NZers for 10 years running

What is included?
Agreed Value
Your Agreed Value is the amount we agree to insure your car for when your policy begins and at each renewal.
We'll pay you your Agreed Value if your car can't be repaired or is stolen.
Cover for fire damage and theft
If your car is damaged by fire or stolen, we'll pay up to your Agreed Value to repair or replace it.
Damage to someone else's property
If your car accidentally damages someone else’s car or property, we’ll pay up to $20million if you’re legally liable for the costs.
Uninsured accident cover
In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.
Optional extra
Excess-Free Glass Cover
By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
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What makes us different?
Personal Customer Managers
24 hour claims support
Always speak to a real person
NZ based call centre
Helping you save
Tailored to you
We offer three levels of car insurance, so you can get the best cover for your needs and budget - Comprehensive, Third Party, Fire & Theft, and Third Party
Compare policiesFrequently asked questions
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*As voted by consumers 2011 – 2020 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards