Third Party, Fire & Theft
Get cover for the unexpected today. Join over 51,000 Kiwis who have chosen to protect their car with our Third Party Fire & Theft insurance.
Voted Most Trusted General Insurer by New Zealanders for 13 years running
Voted by consumers 2011 - 2023 in the Reader's Digest Trusted Brands survey. Find out more.
We've got you covered
If your car accidentally damages someone else's car or property, we'll pay up to $20 million if you or your driver are legally liable.
Accidents with an uninsured third party
If you're in an accident with an uninsured driver who was at fault and you get their details, we may be able to cover you up to $4,000.
Cover for fire damage and theft
If your car is damaged by fire or stolen, we'll pay up to your to repair or replace it.
Helping you save
with higher excesses
More reasons to choose us
Buy, manage, and claim online
New Zealand call centre
Personal Claim Manager
24/7 claims support
Cancel your policy anytime
Excess-free glass cover
Claim without paying an if your claim is only for accidental damage to your windscreen or window glass.
Be mindful of
This page contains a summary of key benefits. Excesses, terms, conditions, limits and exclusions apply to these policies. Please read the policy document for full details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
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If you have been in an accident
First, make sure that everyone is safe and out of danger - call an ambulance, the police or other emergency services departments if necessary.
How it works after an accident
We'll take care of the claim for you
If you are responsible for damage to someone else's vehicle or property, we will contact the other driver or their insurer in order to reach a resolution, so that you don't have to.
Why do I have to pay an excess?
Excesses are designed to help keep insurance affordable. An excess is the amount you pay when you make a claim - you pay a contribution towards the claim and your insurer pays the rest.
Can't find what you're looking for?
We put our customers' needs first and pride ourselves on working with them to help eliminate stress and uncertainty.
That's why, when Scott rang us for help when he discovered his mother had been in a car accident, we responded quickly. We towed the car to the assessors and, after it was deemed a total loss, we deposited the agreed value into their account the very same day.