Why choose AA Insurance
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty. And the independent awards we've won endorse just that.
If you're choosing between insurance companies, talk to the one Kiwis choose.
Easy, stress-free claims
Our dedicated Customer Managers will look after your claim and keep things on track.
Our Customer Service Centres can manage your car repairs from start to end.
We can provide you with temporary accommodation if your home becomes uninhabitable due to loss that is covered by the policy, or covered entirely by the Earthquake Commission.
If you need to make a claim our Customer Managers will take care of it from start to finish. They’ll keep you fully informed, making sure things stay on track and hassle-free.
Customer Service Centres
Our Customer Service Centres are designed to get you back on the road quicker. We take care of everything in the one place to reduce your stress and make the whole repair process smooth and painless. Our Customer Service Centres are available exclusively for AA Insurance customers in the Auckland and Hamilton areas.
Quality Repairer Network
We have a nationwide group of repairers who we trust and recommend to repair your car. By using our repairer network you can be assured that any repairs to your car will be guaranteed for life, even if you sell your car.
We will cover reasonable alternative accommodation for you, any family members living with you and your domestic pets if your home becomes uninhabitable due to loss covered by your policy or covered entirely by the Earthquake Commission. (Cover is limited to $20,000 and a maximum of 12 months.)
In the event of an earthquake or tsunami covered by this policy, or covered entirely by the Earthquake Commission, at our discretion we may extend the 12 month limit and pay up to $40,000 for temporary accommodation.
Flexible cover with added benefits
With our car, home, contents and small business insurance you can choose the level of cover and optional extras you want, to get the best insurance cover for your needs and budget. Plus, we provide extra benefits to help keep you protected and get back to normal as quickly as possible if you do need to make a claim.
Choose from different excess options – a higher excess means a lower premium.
We'll guarantee repairs from our car repairer network for the life of your car.
We’ll discuss your options with you so you can decide what type and level of cover you need.
Award winning insurer
Kiwis have voted us Reader's Digest 'Most Trusted General Insurer' for eleven years running.
We’ve been recognised in the Reader’s Digest Quality Service Awards for both Car Insurance and Home & Contents Insurance since 2015. This is the seventh consecutive year we have won gold for Car Insurance.
2019 - 2020 Consumer NZ People’s Choice award winner.
AA Membership Insurance discounts
AA Members can get exclusive discounts with AA Insurance.
The longer you've been a Member, the higher the discount.
We offer an AA Member discount on annual insurance premiums for most policies. The discount you receive will depend on how long you have been a personal AA Member. Simply provide your personal membership number each time you take out or renew an eligible policy.
The table and information below provide a summary of AA Member Discounts exclusive to AA Members.
AA Member Years
1 to 4
5 to 9
10 to 14
See our full terms and conditions for other important information, exclusions and limitations.