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Why choose AA Insurance

We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty. And the independent awards we've won endorse just that.

If you're choosing between insurance companies, talk to the one Kiwis choose.

Easy, stress-free claims

  • A dedicated personal Customer Manager will look after your claim and keep things on track.
  • Our Customer Service Centres can manage your car repairs from start to end.
  • We can provide you with temporary accommodation if your home becomes uninhabitable due to loss that is covered by the policy, or covered entirely by the Earthquake Commission.

Savings on your premium

  • Get a Multi Policy Discount when you take out any two, or more, policies together. Depending on when you take out your policies, your discount will be applied at the time you pay, or as a refund once your policies have been issued. 
  • AA Members get exclusive discounts.

Flexible cover with added benefits

With our car, home and contents insurance you can choose the level of cover and optional extras you want, to get the best insurance cover for your needs and budget. Plus, we provide extra benefits to help keep you protected and get back to normal as quickly as possible if you do need to make a claim.

  • Choose from different excess options – a higher excess means a lower premium.
  • We'll guarantee repairs from our car repairer network for the life of your car.
  • We'll replace stolen, lost or damaged contents items with brand new ones, regardless of the age of the original.

Car insurance options and benefits

Home insurance options and benefits

Contents insurance options and benefits

Award winning insurer

  • We’ve won Canstar Blue's 'Most Satisfied Customers' award for the last four years for home and contents insurance.
  • Kiwis have voted us Reader's Digest 'Most Trusted Insurer' for six years running.
  • We’ve been awarded the Reader’s Digest ‘Quality Service Awards’ for car, home and contents insurance for the last two years.

Find out more

AA Membership Insurance discounts

  • AA Members get exclusive discounts with AA Insurance.
  • The longer you've been a Member, the higher the discount.

AA Membership Insurance discounts

  • AA Members get exclusive discounts with AA Insurance.
  • The longer you've been a Member, the higher the discount.