Have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
Third Party Car Insurance
Looking for a car insurance comparison? Get a Third Party insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.



Third Party Car Insurance
Looking for a car insurance comparison? Get a Third Party insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance.


What is included?
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Ready to get started?
Getting a quote only takes 5-10 minutes.
What makes us different?
Helping you save
Tailored to you
We offer three levels of car insurance, so you can get the best cover for your needs and budget - Comprehensive, Third Party, Fire & Theft, and Third Party.
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for nine years running. Earning your trust is one thing. But keeping it is everything.
We put you first
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty.
Easy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.
One event, one excess
Lower your premiums with higher excesses
With our excess options on your home and contents you can choose a higher excess in return for lower premiums – and you’ll only have to pay that excess when you make a claim.
For more information, give us a call on 0800 500 231.
Multi policy discount
Get a Multi Policy Discount when you take out any two, or more, policies together. Depending on when you take out your policies, your discount will be applied at the time you pay, or as a refund once your policies have been issued.
AA Member discounts
Exclusive to AA Insurance! AA Member Discounts are dollar discounts that save you money every year on your insurance. The longer you've been an AA Member, the better the discount.
Market Value
The reasonable retail value of your asset immediately before it was damaged or lost.