Policy Documents

Our policy documents explain what is and isn’t covered under your insurance policy.

To find the correct document for your period of insurance, check the date in the top right-hand corner of your .

Car

Comprehensive car insurance

Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025

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Third Party, Fire & Theft car insurance

Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025

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Third Party car insurance

Applies to new policies with a period of insurance starting on or after 28 April 2025 and renewing policies with a period of insurance starting on or after 21 October 2025

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Home

Home insurance

Applies to new and renewing policies with a period of insurance starting on or after 1 July 2026

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Applies to new policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026

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Contents

Contents insurance

Applies to new and renewing policies with a period of insurance starting on or after 1 July 2026

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Applies to new policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026

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Limited contents insurance

Applies to new and renewing policies with a period of insurance starting on or after 1 July 2026

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Applies to new policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026

View policy document

Landlord

Landlord insurance

Applies to new and renewing policies with a period of insurance starting on or after 1 July 2026

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Applies to new policies with a period of insurance starting on or after 28 April 2025 and before 1 July 2026, and renewing policies with a period of insurance starting on or after 21 October 2025 and before 1 July 2026

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Other

Motorcycle insurance

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Caravan and Trailer insurance

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Motorhome insurance

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Classic vehicle insurance

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Small business

Our Small Business Insurance Policy is customisable and made up of policy modules you choose.

Commercial vehicle

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Back in business

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Business contents and stock

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Deterioration of stock

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Employee theft

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Employers liability

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Equipment breakdown

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Portable contents and stock

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Public and products liability

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Statutory liability

Applies to new and renewing policies with a period of insurance starting on or after 22 May 2022

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Policy Schedule and Certificate of Currency

Your policy schedule is a detailed record of your policy, including your level of cover, excess and details of special things that you’ve insured.

Your Certificate of Currency is a summary of your policy. You might be requested to provide this to your finance company or bank when taking out a mortgage or loan.

You can request these through My AA Insurance, simply navigate to the 'Your documents' section under the relevant policy.

Send us a request